Skip to content
Can Sevim
Back to Experience

Ininal Payments and E-Money Services

Sr. Product Manager / Product Management Manager

June 2024 – November 2025

Role Overview

Drove product strategy and execution across digital wallet, prepaid card and mobile application products at a major Turkish e-money institution, spanning consumer product, regulatory compliance and internal operations.

Selected Product Initiatives

Digital KYC Transformation

  • Led the transition from physical, courier-based onboarding to a fully digital identity verification flow, cutting onboarding time from 1–4 business days to roughly two minutes.
  • Grew monthly customer acquisition by approximately 20% as a direct result of the faster onboarding experience.
  • Managed the Digital KYC rollout and vendor integrations, including ArkSigner and Sodec, within remote-onboarding and e-money regulatory requirements.

Back-Office Platform

  • Led the design and build of a company-wide back-office platform from the ground up.
  • Centralized monitoring and operational workflows across KYC, cards, courier operations, customer operations and compliance.

Banking & Financial Service Integrations

  • Delivered banking API integrations with Akbank and Ziraat Bank for money transfer services.
  • Delivered a Fibabanka integration to support micro-credit products.

Card Delivery & Logistics Architecture

  • Designed a multi-provider courier integration architecture spanning Kuryenet, AGT Kurye and Jetlogi.
  • Reduced annual operational cost by approximately 8% while improving delivery flexibility.

Open Banking & Regulatory Initiatives

  • Managed initiatives with the Central Bank of the Republic of Turkey (CBRT) and BKM.
  • Contributed to Ininal's participation in the Open Banking ecosystem as an Account Servicing Payment Service Provider (ASPSP / HHS).

Regulatory & Organizational Responsibility

  • Served as the primary product representative during the TMSF oversight period.
  • Worked across executive leadership, finance, operations, compliance and technology functions.
  • Coordinated two CBRT regulatory audits and one IT audit, driving remediation of critical findings through to closure.

Impact & Highlights

  • Onboarding time cut from 1–4 business days to ~2 minutes
  • ~20% increase in monthly customer acquisition
  • ~8% reduction in annual courier/logistics cost
  • Coordinated two CBRT regulatory audits and one IT audit through to remediation

Domain & Capabilities

Digital KYC & Identity Verification · Open Banking (ASPSP / HHS) · E-Money Regulatory Compliance · Banking & Payments API Integrations · Back-Office Platform Strategy · Regulatory & Executive Stakeholder Management